Top 6 Reasons to Retire to Hattiesburg, MS

If you're considering where to spend your golden years, Hattiesburg, Mississippi, should be on your radar. This charming Southern city offers a blend of affordability, culture, and quality of life that's hard to beat. Here are the top six reasons why retiring to Hattiesburg might be the best decision you ever make.

 

1. Affordable Cost of Living

Save More with No State Income Tax on Retirement Income

One of the biggest perks of retiring in Mississippi is the state's friendly tax environment for retirees. Mississippi doesn't tax any of your retirement income. Whether you're drawing from Social Security, a pension, or your 401(k), you get to keep every dollar. That means more money in your pocket for traveling, hobbies, or spoiling the grandkids.

Property Tax Breaks That Make Homeownership Easier

If homeownership is part of your retirement plan, you'll appreciate Mississippi's generous property tax exemptions. Homeowners aged 65 and older receive a tax exemption on the first $75,000 of their home's true value. For example, if your home is valued at $150,000, you'll only pay property taxes on half of that amount. This can save you thousands each year, making homeownership in Hattiesburg even more affordable.

No State Gift Tax or Inheritance Tax

Planning to pass on some of your assets to loved ones? Mississippi doesn't impose a state gift tax or inheritance tax. You can gift money or property without worrying about state tax implications, giving you peace of mind when it comes to estate planning.

Everyday Expenses Are Lower

Beyond taxes, the general cost of living in Hattiesburg is lower than the national average. Groceries, utilities, and healthcare services are all more affordable. You might find your monthly grocery bill is about 10% less than what you were paying before, or that dining out at a nice restaurant doesn't require a special occasion. Your retirement savings will stretch further here, allowing for a comfortable and enjoyable lifestyle.

 

2. Mild Climate

Enjoyable Winters Without the Chill

If the thought of icy sidewalks and snow shoveling makes you cringe, Hattiesburg's winter weather will be a welcome relief. From December through February, the city enjoys average daytime temperatures around 60°F (15°C), with nighttime lows rarely dipping below 40°F (4°C). Snow is a rare event—so rare that when a few flakes fall, it's front-page news. Instead of bundling up in heavy coats, you'll find yourself enjoying outdoor brunches, leisurely walks in the park, or even a round of golf in January. The mild winters mean you can maintain an active lifestyle year-round without the hassle of extreme cold.

Extended Summers for Outdoor Fun

Love the sunshine? Hattiesburg offers long summers perfect for gardening, golfing, or hosting backyard barbecues. With average summer temperatures around 90°F (32°C), the warm weather extends well into the fall, giving you more time to soak up the sun. It's an ideal climate for those who enjoy outdoor activities or simply relaxing on the porch with a glass of sweet tea.

 

3. Rich Cultural Heritage

An Active Arts Scene That Inspires

Hattiesburg is more than just a city—it's a vibrant tapestry of creativity and culture. The arts scene here is buzzing with energy, offering a rich array of experiences for residents and visitors alike. One standout event is FestivalSouth, Mississippi's only multi-week, multi-genre arts festival. Held annually in June, this festival transforms the city into a hub of artistic expression. Enjoy everything from classical music concerts and jazz performances to visual art exhibitions and theater productions.

As you stroll through the streets, you'll notice over 100 public art displays, turning everyday spaces into a dynamic outdoor gallery. The Hattiesburg Public Art Trail guides you through colorful murals, intricate sculptures, and thought-provoking installations. Each piece tells a story, reflecting the community's values and history.  In Hattiesburg, the arts aren't just an add-on—they're an integral part of community life.

 

4. Quality Healthcare Facilities

Top-Notch Medical Centers Right in Town

Access to quality healthcare is crucial in retirement, and Hattiesburg delivers. The city is home to Forrest General Hospital, a 547-bed facility renowned for its Heart & Vascular Services, Cancer Center, and Neurology Institute. If you're dealing with cardiac issues, the hospital's Heart and Vascular Center offers treatments like cardiac catheterization and open-heart surgery without needing to travel to a larger city.

Another key player is Merit Health Wesley, a 211-bed acute care facility recognized for its Orthopedic Services and Robotic Surgery Program. If you've been putting off that knee replacement, Merit Health Wesley provides minimally invasive surgical options that can reduce recovery time. The hospital also boasts a Senior Behavioral Health Unit, catering specifically to the mental health needs of older adults.

Access to Specialists Without the Long Drive

Finding a specialist often means a lengthy trip elsewhere, but not in Hattiesburg. The Hattiesburg Clinic is one of the largest multi-specialty clinics in Mississippi, with over 300 physicians in more than 50 specialties. Whether you need a dermatologist, endocrinologist, or cardiologist, you'll find qualified professionals nearby.

For veterans, the VA Clinic offers services including primary care, mental health services, and lab work, allowing you to access the care you've earned without the hassle of traveling far from home.

State-of-the-Art Technology and Treatments

Hattiesburg's medical facilities are equipped with the latest technology. Forrest General Hospital recently acquired a da Vinci Surgical System, enabling surgeons to perform complex procedures with greater precision and smaller incisions. Similarly, the Forrest General Cancer Center offers advanced treatments like Intensity-Modulated Radiation Therapy (IMRT) and Chemotherapy Infusion Services, providing comprehensive cancer care within the community.

Healthcare Programs Tailored for Seniors

Understanding the needs of its senior population, Hattiesburg offers programs like Forrest General's LiveWell Center, providing health education, fitness classes, and wellness programs designed for those 55 and older. Activities include low-impact aerobics, nutrition workshops, and social events to help you stay active and connected.

 

5. Outdoor Recreation Opportunities

Trails and Parks for Every Enthusiast

If you love the outdoors, Hattiesburg offers a wealth of options. The Longleaf Trace is a local favorite—a 44-mile paved trail perfect for walking, biking, or horseback riding. It meanders through lush forests and gentle hills, offering a peaceful escape minutes from downtown.

Golf Courses for Every Skill Level

Golf enthusiasts will find Hattiesburg a true haven, with several outstanding courses:

Canebrake Golf Club: This private club features an 18-hole course designed by renowned golfer Jerry Pate. With rolling fairways and scenic water features, it's both a challenge and a feast for the eyes.

Shadow Ridge Golf Club: An 18-hole public course welcoming golfers of all levels. It offers challenging holes set against Southern pines and oaks. Reasonable green fees and a friendly staff make it a great place to perfect your swing.

Hattiesburg Country Club: A private club that has hosted several PGA events. Beyond golf, it offers amenities like tennis courts, a swimming pool, and a full-service clubhouse.

Timberton Golf Club: Recognized as one of Mississippi's premier public courses, Timberton offers an exceptional golfing experience with rolling terrain and pristine greens. Designed by PGA Tour professional Mark McCumber, it's a favorite among locals and visitors alike.

Tennis and Pickleball Courts for Active Living

If tennis or pickleball is your game, Kamper Park is home to public tennis courts that are well-maintained and open to all. Pickleball enthusiasts will find newly added courts where players of all ages gather. It's a fun, low-impact sport that's easy to learn and a fantastic way to stay active while meeting new people.  

Parks and Green Spaces to Unwind

Hattiesburg has numerous parks catering to various interests. Tatum Park offers walking trails, tennis courts, sports fields, and picnic areas. Paul B. Johnson State Park, a short drive south, provides opportunities for fishing, camping, and hiking amidst pine forests. It's ideal for bird-watching or simply enjoying nature's serenity.

Engaging with Nature

Animal lovers will enjoy the Hattiesburg Zoo located within Kamper Park. Home to over 80 species, including jaguars and monkeys, it's a delightful outing for grandkids or the young at heart. Interactive experiences like the high-ropes adventure course add to the fun.

Water Activities and More

Explore waterways like the Bouie River and Leaf River, popular spots for canoeing and kayaking. Outfitters like Okatoma Outdoor Post offer rentals and guided trips, so you can enjoy a leisurely paddle surrounded by Southern Mississippi's natural beauty.

 

6. Educational Opportunities

Lifelong Learning at Your Fingertips

Retirement is the perfect time to dive into new interests or rekindle old passions, and Hattiesburg offers plenty of opportunities to keep your mind active. Home to The University of Southern Mississippi and William Carey University, the city provides access to a wealth of educational resources. Many retirees enjoy auditing classes, attending guest lectures, or participating in community programs without the pressure of exams or grades.

At The University of Southern Mississippi, the Osher Lifelong Learning Institute (OLLI) offers courses specifically designed for adults over 50. Imagine spending afternoons exploring topics like Southern literature, digital photography, or beginner's Spanish. It's a relaxed environment where learning is fun, and there's no homework unless you want it.

Community Workshops and Seminars

Beyond the universities, Hattiesburg is rich with community-led learning experiences. The Hattiesburg Public Library frequently hosts workshops on everything from creative writing to genealogy. If you've ever wanted to trace your family tree or pen that novel you've been thinking about, resources and experts are ready to help.

For the artistically inclined, local art studios and the Hattiesburg Arts Council offer classes in painting, pottery, and other visual arts. Maybe you'll discover a hidden talent or simply enjoy the creative process.

Health and Wellness Education

Maintaining a healthy lifestyle is important at any age. Hattiesburg's healthcare facilities often host seminars on nutrition, fitness, and disease prevention. Learn about heart-healthy diets, effective exercise routines, or managing conditions like diabetes in an engaging setting.

Engage and Connect

Education in Hattiesburg isn't just about learning—it's also a great way to meet new people and become part of the community. Whether you're joining a book club, participating in a workshop, or attending a lecture, you'll find plenty of opportunities to connect with others who share your interests.

 

Final Thoughts

Hattiesburg, Mississippi, offers a blend of affordability, culture, healthcare, outdoor activities, and educational opportunities that make it an ideal place to enjoy your retirement. With its friendly community and array of amenities, Hattiesburg isn't just a place to live—it's a place to thrive. If you're looking for a city that offers both relaxation and engagement, consider making Hattiesburg your new home.